Top 5 Currenxie Alternatives in 2025 (and What They Do Better)

For SMEs, startups, and solopreneurs engaged in international business, finding a reliable cross-border payment solution is essential, and if you're exploring alternatives to Currenxie, it likely means something critical is missing, be it competitive pricing, broader currency support, responsive customer service, or simply a more intuitive user interface.

In this article, I share with you five leading alternatives to Currenxie in 2025, highlighting what each platform does better and how they can better serve your global business needs.

There’s no one-size-fits-all answer to what makes a “good” alternative to Currenxie. It depends on what your business needs today and what you’ll need as you grow.

Some SMEs may want a provider that’s easier to use and offers hands-on support. Others may need better pricing, stronger FX tools, or more flexibility with payment cards.

Since there's no perfect solution for everyone, here are some things to consider when choosing a Currenxie alternative:

• Do I need to use multiple payment cards? – Currenxie only offers one card per account, and it’s only available to Hong Kong-based businesses. If you need to issue cards to team members or manage expenses by project or department, look for a provider that supports multiple cards with spending limits and user controls.
• Does it help me manage currency risk? – Currenxie offers transparent FX rates but no tools to lock in rates or schedule conversions. If you work with multiple currencies, look for a provider that helps you manage rate volatility.
• Are the fees simple and predictable? – Currenxie charges for both incoming and outgoing payments, even domestic payments in Hong Kong. A good alternative should have clear, easy-to-understand pricing that fits your transaction volume.
• Does it support the currencies I actually use? – You don’t need 20 currencies if you only work with three. Make sure the provider supports the right currencies and offers local account details where it matters most.
• Can I speak to someone when I need help? – Currenxie doesn’t offer dedicated account managers. If hands-on support is important to you, consider a provider with personal or regional support channels.
• Is it built for teams? – If your business has multiple users or departments, look for platforms that support role-based access, approval workflows, and user-level controls to keep things secure and efficient.

With these factors in mind, here are the best Currenxie alternatives to consider:

Founded in 2019, Statrys is a licensed payment service provider in Hong Kong, offering online payment solutions to businesses registered in Hong Kong, Singapore and the British Virgin Islands (BVI).

With over 5,000 companies onboard and more than USD 5 billion in payments processed, Statrys has become a trusted platform for businesses that need to manage multiple currencies, reduce international transfer costs, and access competitive FX rates with minimal markups.

Key Services Offered by Statrys

• Multi-currency business account – Hold, send, and receive in 11 currencies, including USD, HKD, CNY, EUR, and GBP.
• Local payouts – Save on fees with local transfers in 12 currencies such as AUD, THB, INR, and SGD.
• Virtual and physical prepaid Mastercard® cards – Issue multiple cards to your team for purchases and ATM withdrawals in Hong Kong and abroad. 
• FX services – Access tools to hedge FX risks at competitive rates with no volume limits.
• Invoice management – Free tool to create, track, and send invoices automatically.
• Xero integration – Sync accounts to simplify bookkeeping and cash flow monitoring.
• Maker-approver workflow – Assign roles and approvals to control payment processes securely.

Statrys Pricing

Airwallex is one of the fastest-growing Australian fintech companies. It is licensed and regulated to offer various financial solutions, including virtual accounts, local accounts, local and international transfers to over 150 countries in over 60 currencies, and payment cards– all in one platform.

In addition, Airwallex provides robust APIs for developers and offers integrations with popular accounting tools like Xero, NetSuite, and QuickBooks. This helps businesses to manage their expenses efficiently.

Key Services Offered by Airwallex

• Global Accounts – Open local accounts with unique account details in 13 regions, including the US, UK, EU, Hong Kong, and Australia
• FX Services – Access FX tools, including forward contracts with flexible rate options
• Borderless Card – Issue virtual and physical multi-currency Visa debit cards
• Accounting Integrations – Connect with Xero, NetSuite, and QuickBooks to better handle finances.
• Core API – Use developer-friendly APIs to automate and scale financial operations

Airwallex Pricing

WorldFirst is a UK-based payment service provider offering multi-currency business accounts, FX services, and bulk payments. It’s built for businesses that trade globally or sell through marketplaces like Amazon, AliExpress, or Etsy.

With local account details in major currencies, WorldFirst removes the need to open local bank accounts abroad. That makes it a practical choice for SMEs and online sellers looking to cut down on conversion costs and simplify cross-border collections.

Key Services Offered by WorldFirst

• Local Currency Accounts - Create 20+ local accounts in currencies like USD, GBP, AUD, HKD, SGD, and more, making it easy to receive payments globally.
• World Cards - Make business purchases directly from the account balance in 15 currencies. You can issue up to 25 virtual Mastercard® cards to suit your needs and earn 1.2% cashback on all eligible purchases.
• FX Services - Trade foreign currencies with spot contracts or order forward contracts, locking in rates for up to 24 months.
• Bulk Payouts - Streamline payments by sending money to multiple recipients in a single transaction, saving time on payroll or contractor payments.
• Ecommerce Software Integrations - Connect with over 100 marketplaces, ecommerce platforms, and 30+ payment gateways, including Amazon, Shopify, AliExpress, TikTokShop, and more.

WorldFirst Pricing

Wise is a licensed payment service provider from the UK that offers business accounts to businesses of all sizes. With Wise, business clients can send payments to over 70 countries without hidden fees or exchange rate markups and receive payments like locals from over 30 countries.

In addition, Wise provides features such as batch payments, payroll, debit cards, and APIs for automation.

Therefore, clients can simplify international payments and pay with competitive exchange rates and lower transaction costs.

Key Services Offered by Wise

• International Transfers: Send money to 70+ countries with low FX fees.
• Multi-Currency Account: Hold and manage over 40 currencies; get local account details in 9 major currencies.
• Wise Debit Card: Spend directly from your account across currencies.
• Batch Payments: Upload one CSV to send up to 1,000 payouts at once.
• API Integrations: Connect with platforms like Shopify, Xero, and QuickBooks.
• Currency Exchange: Convert currencies at the real mid-market rate with transparent fees.

Wise Pricing

Aspire is a licensed payment service provider designed to help startups and small businesses manage their finances. The platform offers various payment solutions, including multi-currency accounts, corporate cards, expense management, and international payments.

Aspire account can integrate with popular accounting software like Xero and QuickBooks, helping businesses manage expenses and gain insights into their financial data. Aspire also offers competitive foreign exchange rates and payment cards with cashback on eligible business expenses.

Key Services Offered by Aspire

• Business Account: Open local accounts in HKD, CNY, and USD to receive, hold, and send funds in these currencies.
• Corporate Cards: Unlimited virtual Visa cards for business expenses, with 1% cashback on eligible transactions.
• Expense Management: Track spending in real-time, set budgets, and manage team expenses directly through the app.
• International Payments: Send funds internationally with competitive exchange rates and no transfer limits for SWIFT payments.
• Advance Transfers: Schedule payments in SGD and IDR for better cash flow management.
• Xero Integration: Integrate with Xero for simplified bookkeeping and financial management.

Aspire Pricing

At this point, you may have an idea of which payment provider is more suitable for your business. It's worth noting that you may require more than one solution to meet all your specific requirements. Always weigh the pros and cons of each option in line with your business priorities.