Top 5 Aspire App Alternatives in 2024 & Who We Recommend For

Founded in 2018, Aspire App is a financial services provider in Asia that offers a range of financial solutions, including business accounts, virtual and physical corporate cards, and expense management- all in one single platform. These solutions address the needs of modern business finance and streamline global business operations.

Whether you’re an existing user of the Aspire App or you are looking for your first business account for your business, we've curated and compiled a list of the 5 best Aspire App alternatives in 2024. In this article, we'll take a closer look at each provider, including their products and fees and who they're best suited for, ensuring you pick the right one for your needs.

1. Statrys

Founded in 2019, Statrys is an award-winning financial services company. As a Money Service Operator in Hong Kong, Statrys offers a range of services to facilitate business transactions with a transparent and cost-effective pricing structure.
Statry’s core services include virtual business accounts supporting 11 major currencies, local payouts in 14 currencies, virtual and physical debit cards, and FX services.

Key Services Offered by Statrys

Statrys Fees

Statrys Could Be Best For

✅ Companies incorporated in Hong Kong, Singapore, or the BVI that seek a primary or secondary business account.

✅ Businesses that frequently deal with multiple currencies can save more on conversion and transaction fees.

✅ Business owners who prefer personalised and responsive customer support.

2. DBS

Established in 1968, DBS Bank is a leading financial services group based in Singapore. DBS offers an array of services, encompassing retail banking, wealth management, corporate and investment banking, and asset management. These services are designed to meet the diverse needs of individuals, SMEs, and corporate clients.

Employing a dedicated workforce of 36,000, DBS has a dynamic presence in 19 markets worldwide, with a significant footprint across Asia. With a dedication to corporate responsibility, DBS has earned the title of “World's Best Bank” by Global Finance for 5 consecutive years.

Key Services Offered by DBS

DBS Fees

Who Should Use DBS?

✅ Businesses incorporated in Singapore that need a full suite of financial tools.

✅ A reliable banking option for business owners looking to diversify their financial portfolios.

✅ DBS is particularly well-suited for businesses in the trade sector, as they offer specialised services to address the needs of this industry.

3. Currenxie

Curenxie is another fintech firm based in Hong Kong founded in 2014. Currenxie offers various financial solutions, including multi-currency business accounts, local accounts in different countries, debit cards, and integration with ecommerce platforms such as Amazon, Shopify, Etsy, and eBay.

Currenxie also enables connections with major payment gateways, including PayPal, Stripe, and Klarna, providing businesses with tools for managing finances in the global marketplace.

Key Services Offered by Currenxie

Currenxie Fees

Who Should Use Currenxie?

✅ Companies with customers in the US, UK, EU, Hong Kong, Australia, Singapore, Japan, Canada, Indonesia, or Mexico can collect sales like they were local.

✅ Businesses with clients or suppliers in different regions can minimise costs with Currenxie local accounts and local payment service.

✅ Businesses looking to expand to different regions will benefit from Currenxie solutions.

💡Tip: Read our in-depth Currenxie review to learn more about their products, pricing, and customer service.

4. Wise

Wise formerly known as TrasnferWise, is a regulated payment service provider. Founded in 2011, Wise has grown into one of the most popular financial platforms among digital nomads and expatriates.

Their core service is facilitating international money transfers, offering customers a competitive exchange rate compared to traditional banks. Other services include multi-currency accounts and virtual and physical debit cards also help you save more time and money on managing multiple currencies.

Key Services Offered by Wise

Wise Fees

Who Should Use Wise?

✅ Companies that often make international payments in multiple currencies would benefit from Wise’s extensive payment networks.

✅ Business owners seeking API to streamline their financial operations.

💡Tip: Discover all you need to know about Wise before opening an account.

5. Payoneer

Payoneer is another top payment service provider that specialises in financial solutions tailored for B2B transactions. Payonner has a team of over 2,200 employees across 25 offices worldwide, and it also enables international money transfers in over 70 currencies to more than 190 countries and territories. 

Their services are designed to support and drive business expansion, such as virtual local accounts, payment cards, and payment gateway options.

Key Services Offered by Payoneer

Payoneer Fees

*This fee applies to the first USD/GBP/EUR 50,000 per month. For amounts exceeding this threshold, a fee of 0.5% will be charged on the excess.

Who Should Use Payoneer?

✅ Businesses that seek an efficient payment solution to handle transactions in the US, Japan, Australia, EU, Hong Kong, Singapore, Canada, the UK, UAE, or New Zealand.

✅ Freelancers and digital nomads can manage their earnings at a reasonable fee.

✅ Online retailers and ecommerce businesses can simplify their global payment processes with Payoneer’s payment gateway service.

💡Tip: Read our in-depth review of Payoneer to learn more about their features, fees, and customer service.

Final Note

As we reach the end of our list, you may have a better idea of which provider best fits your needs. You might even learn you need multiple business accounts to fulfil all your requirements.

Before making any decisions, make sure to evaluate the benefits and drawbacks of each option. Pick the option that aligns with your business needs and ensure it propels your business forward in this competitive landscape!