Key Features ✅ Multi-currency business accounts supporting 11 currencies ✅ SWIFT payments with real-time tracking ✅ Virtual and physical payment cards ✅ Xero, Stripe, PayPal, and Shopify integrations ✅ ATM withdrawals ✅ 100% online application ✅ Dedicated multilingual human support |
Key Features ✅ Local currency accounts in 12 locations ✅ Separate corporate and employee cards ✅ Xero, Amazon, eBay, and Shopify integrations ✅ 100% online application ✅ Exclusive offers from partners ✅ Free account option |
Best For SMEs registered in Hong Kong, Singapore, and the BVI looking for seamless online international payment solutions in multiple currencies with dedicated human support. |
Best For Global businesses seeking cost-effective cross-border payment services and marketplace platform integration. |
Trustpilot rating ⭐⭐⭐⭐ 4.6/5 Based on 259 reviews |
Trustpilot rating ⭐⭐⭐⭐ 3.9/5 Based on 1,012 reviews |
Learn more about Statrys | Learn more about Airwallex |
Statrys Overview
Founded in 2019, Statrys is a Hong Kong-based financial service provider offering comprehensive products for global business growth, including multicurrency business accounts, Hong Kong and Singapore company incorporation services, and free invoicing software. Statrys is bridging the gap between complex cross-border payment solutions and personalised human support for more than 3,500 business account users.
- Eligible countries: Hong Kong, Singapore, and the BVI.
- Eligible company type: Most business entity types, including sole proprietorship, public limited company (PLC), limited liability company (LLC), limited liability partnership (LLP), and registered charities or foundations.
- Licences: Statrys is licensed as a Money Service Operator in Hong Kong and a Small Payment Institution in the UK.
- Partner bank: DBS Hong Kong.
Airwallex Overview
Airwallex, founded in 2015, is an Australian neobank providing services for businesses of all sizes, including virtual multicurrency business accounts and API integration to simplify global financial transactions. Airwallex currently has offices in 19 locations worldwide. It is supported by Tencent, a major multinational conglomerate.
- Eligible countries: 52 countries and regions, including Australia, New Zealand, Hong Kong, Singapore, the BVI, the UK, and the US.
- Eligible company type: As long as the account is used for business transactions, most business types, from sole traders to enterprises, are eligible.
- Licences: Airwallex holds multiple financial services licences in the countries where it operates, including an Australian Financial Services licence in Australia, a Money Service Operator licence in Hong Kong, and an Electronic Money Institution licence in the UK.
- Partner banks: DBS, JP Morgan, Standard Chartered, ANZ, and more.
Business Account Features
Supported Currencies | 11 currencies including HKD, AUD, CAD, CHF, RMB, EUR, GBP, JPY, NZD, SGD, and USD | 21 currencies including HKD, AUD, CAD, CHF, EUR, GBP, JPY, NZD, SGD, USD, DKK, CZK, HUF, MXN, NOK, PLN, RON, SEK, ZAR, CNY, IDR |
Supported Currencies for Local Payments | 14 currencies, including HKD, CNY, USD, AUD, GBP, EUR, THB, INR, VND, TRY, IDR, PHP, SGD, and KRW | 40 currencies, including HKD, CNY, USD, AUD, GBP, SGD, and EUR |
International Payments (SWIFT) | ||
Accounting Software Integration | ||
FX Features | Spot and forward service with FX fee as low as 0.1% | Spot and forward service with FX rate starting from 0.2% |
Standout Pro | • No minimum deposit or transaction limit. • Support real-time SWIFT payment tracking. • Human-based customer support. • Fast account opening time. |
• An extensive payment network allows users to transfer over 40 currencies to over 150 countries. • Fast account opening time. |
Standout Cons | • Only companies registered in Hong Kong, Singapore, and the BVI can apply. • Higher account monthly fee (with a dedicated account manager) |
• Supported services and currencies may vary depending on country and region. • Limited ways to reach live customer support. |
Business Account Fees
Account Opening Fee | Free* | Free |
Account Monthly Fee | HKD 88 (with a dedicated account manager) | Free |
Receive Local Payments | Free | Free |
Send Local Payments | HKD 5 per local payment below HKD 500,000, otherwise HKD 25. HKD 25 to HKD 50 Local Payment in specific countries |
Free |
Receive International Payments (SWIFT) | HKD 55 | No information provided |
Send International Payments (SWIFT) | HKD 75 | HKD 120 - 200 |
*Account opening fee may apply for companies not registered in Hong Kong or Singapore, companies with complex shareholding structures, and companies with high-risk business profiles.
💡 Tip: Learn more about Airwallex’s account opening process and the key things you need to know in our detailed guide.
Card Features and Fees
Card Type | Physical and virtual prepaid Mastercard® card | Virtual Visa company card Physical and virtual Visa employee card |
Card Base Currency | HKD | Multiple currencies, including HKD, SGD, AUD, GBP, and USD |
Payment Limit | HKD 600,000 per cardholder per year | USD 50,000 (adjustable) |
Card Transaction in a Currency Different From the Card Base Currency | FX fee based on Mastercard® exchange rate + 1.5% | FX fee based on Visa exchange rate + 1.5% |
ATM Withdrawal | ||
ATM Withdrawal Fee | 1.99% (Minimum HKD 31) | Not supported |
Standout Pro | • Support ATM cash withdrawal • Designed for easy point-of-sale purchases |
• Multi-currency cards compatible with Apple Pay and Google Pay |
Standout Cons | • An HKD 48 monthly fee is applied for an additional physical card | • Does not support ATM cash withdrawal |
Customer Support
Dedicated account manager | ||
Communication Channels | Live Chat on Website, Email, Phone, WhatsApp, WeChat | Chatbot, Phone |
Working Hours | 9 a.m. to 7 p.m. Hong Kong Time - Monday to Friday (except on public Hong Kong holidays) |
9 a.m. to 6 p.m. Hong Kong Time |
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FAQs
Is Airwallex safe?
Airwallex is safe, as it is licensed and regulated by the government body where it operates. Thus, customer funds are protected.
Can I have both Statrys and Airwallex business accounts?
What are the main differences between Statrys and Airwallex?
Disclaimer
Statrys competes directly with Airwallex in the payment industry, but we are committed to providing an unbiased and thorough review. We're committed to providing an unbiased, thorough review to help you make an informed choice.